How to Find Affordable Automobile Insurance in Arizona

Finding affordable automobile insurance for your Arizona vehicle may not be a difficult as you think. Shop around on the Internet for alternative quotes from various companies.

There are discounts and savings that you may not be aware of as follows:

1. Multi-Line Discount: Insurance companies offer discounts to policyholders that have more than one line of insurance coverage with them. Seek insurance quotes from the insurance company that is currently writing your homeowner or renter’s insurance policy. Be sure to make them aware that you have other lines of coverage placed with them, especially if you’re seeking quotes over the internet.

2. Non-smokers: Non-smokers are a more favorable risk to insurance companies than non-smokers. Now would be a good time to kick the habit for both your health and your pocket.

3. Vehicle Safety Features: Newer vehicles come equipped with airbags and automatic seatbelts. These features and others like anti lock brakes will server to lower your auto premiums.

4. Higher Deductibles: How much can you afford to pay out of pocket in the event of a collision or comprehensive loss? If you can afford to pay the first $500 or even $1,000, you will earn a premium discount for the higher deductible. Get alternative quotes with various deductibles. Make sure the premium savings is worth the extra out of pocket expense. Remember, the deductible applies to each loss, not just the first one.

5. Accident Free: How is your driving record? If you have a clean driving record without accident or points, ask your insurance company for a clean driver discount. Companies may call it by different names, but make sure you specifically ask the question how much is my clean driving record saving me?

6. Multiple Auto: Insuring two vehicles with one insurance company is cheaper than two separate policies. If you have more than one vehicle, it only makes sense to cover them under the same policy.

Privacy Issues Surrounding Biometric Technology

The terrorist attacks on the World Trade Center have provoked in-depth discussion and study of existing security measures, their deficiencies, and how to enhance security to prevent similar terrorist attacks from occurring in the future. Biometric technology has risen to the top of the list as a possible solution. The government is not the only entity exploring biometric security systems. The financial services industry see biometrics as a way to curb identity theft. Biometrics are intrinsic physical characteristics used to identify individuals. The most commonly used biometric is fingerprints but others include, handprints, facial features, iris & retinal scans, and voice recognition.

Soon after 9/11 there were calls for the issuance of national ID cards containing biometric information on an RFID chip implanted on the card. The argument is that national ID cards will increase security by identifying individuals with their unique fingerprints which are much more difficult to counterfeit than standard photo ID cards. There is also a movement toward biometric passports. It looks like biometric passports are coming soon. National ID cards may follow.

Biometric identification is nothing new. Humans have been identifying other humans biometrically since the beginning of time. You recognize people you know by their facial features, their voice, and other biometric features. What’s new is introducing technology into the mix that compares a given biometric with a stored database of biometrics to verify the identity of an individual. An individual place their finger on a fingerprint scanner and the image is compared with the database to verify the person’s identity. Promising as it is, biometric technology has not been without hiccups but biometrics are advancing quickly and becoming more and more prevalent in security systems.

Fingerprints are the most commonly used biometric identifiers. The National Institute of Standards and Technology (NIST) conducted a study that showed single fingerprint biometric systems had a 98.6 percent accuracy rate. The accuracy rate rose to 99.6 percent when 2 fingerprints were used and an almost perfect 99.9 percent when 4 or more fingerprints were used. The study results show that biometric identification is nearly perfect which is not surprising given the uniqueness of human fingerprints.

The US-VISIT program, which is an acronym for United States Visitor & Immigrant Status Indicator Technology, currently requires foreign visitors to the US to present a biometric passport containing 2 fingerprints and a digital photo for identification purposes before being granted admission to the U.S. Of course the biometrics are compared against a vast network of government databases full of known and suspected terrorists and other criminals.

On the surface biometric technology may sound like a panacea but it’s use has raised significant privacy concerns that need to be addressed. Here are six major privacy concerns: storage, vulnerability, confidence, authenticity, linking, and ubiquity.

Critics wonder how the data will be stored and how vulnerable it will be to theft or abuse. Confidence issues center around the implications of false positives and false negatives. Can the biometric data be used to link to other information about the individual such as marital status, religion, employment status, etc.? And finally ubiquity. What are the implications of leaving electronic “bread crumbs” to mark a trail detailing every movement an individual makes?

Until these issues are addressed, privacy advocates will lead a charge to resist biometric technology claiming it as a way for the government to assume a “Big Brother” type of rule as described in George Orwell’s novel 1984. But protest as they may, it’s likely national security concerns and the ability of biometric systems to enhance the security of US border and possibly prevent another major terrorist attack will win out over privacy concerns.

Maternity Clothes – Buying Maternity Clothes Online

Here is a sampling of the best maternity shops online. You'll unduly find one or several that match your budget and style! Remember to feel good it helps to look good, so why not indulge in a maternity outfit or two?

BabyStyle

http://www.babystyle.com

In this store you'll find maternity fashions at reasonable prices, with free shipping on large orders! Babystyle also offers a selection of what they call 'transition' maternity wear … clothes you can wear after the baby comes but before you are ready to fit back into your pre-pregnancy clothing!

Motherhood

http://www.motherhood.com

This is another great maternity stop for moms looking for well-priced maternity clothes for all seasons. Motherhood contains a comprehensive selection of maternity wear and nursing items for moms young and old alike.

Bella Blu

http://www.bellablumaternity.com

Designer maternity fashions for the fashion conscious mother. If you are looking for something hip and stylish, check here first!

Mom's Maternity

[http://www.momsmaternity.com]

This store features maternity clothes, lingerie and more for tall, petite and plus sized women.

A Pea in the Pod

http://www.apeainthepod.com

Slightly more expensive maternity clothes and accessories. Considered one of the more popular maternity outlets.

Mimi Maternity

[http://www.mimmaternity.com]

Fashionable maternity clothing for hip mothers everywhere.

Maternity Mall

http://www.maternitymall.com

Features maternity fashions from a variety of top label and designer maternity fashion providers.

Do not forget many traditional retailers also offer a wide selection of exceptional maternity wear and clothing. The stores listed below carry traditional and maternity clothes for fashion and budget conscious moms. Here are some other places you should consider when shopping for maternity wear:

Target – http://www.target.com

Old Navy – http://www.oldnavy.com

Gap – http://www.gap.com

If you are really looking to save dollars, you should consider buying second hand maternity wear online. E-bay is one of the world's largest online auction houses, and here you'll find literally thousands of choices when it comes to maternity wear. Most sellers will post pictures of the assorted clothing they have for sale, and very often you will find designer maternity items at a fraction of the cost a retailer would sell them for.

What to Buy?
Are you wondering what your maternity ward should contain? Although women have varying preferences and styles, there are a few items that every woman should have in her maternity wear closet. Among these include:

– Jeans

– Pair of black or khaki slacks

– One skirt or dress

– Variety of Maternity T's and Tops

– Maternity Bra

You may or may not have to buy maternity underwear. While some women find the support in these comforting, others find that traditional bikini underwear purchased a size or two larger than normal work just as well, and are less expensive and come in more colors and styles.

You will find that your breasts are growing through your pregnancy. A good maternity bra is recommended. You should buy a bra that allows a little room for expansion however, as your breasts will likely inflate even more when they fill with milk close to delivery.

Remember that as a pregnant woman you deserve to look and feel your best. Don 't hesitate for a moment to pamper yourself and purchase a few items that will not only help you look great, but will help you feel great during your pregnancy.

Traveling in the United States

You have lived in one state, one city all your life and now you want to see more of the United States. To begin a traveling adventure in the United States requires some research. You will need to go online or pay a visit to your local library to get books on traveling within the U.S… You will need to narrow your search down a little bit however because you will never be able to read all the books that are on traveling within the U.S…

Budget could be a deciding factor as to what type of books you will want to get. You may want to check out budget friendly books for family travel. In these types of books you will find the best travel location for a family on a budget. The best places to visit for children and adults. These types of books on traveling within the U.S. will show your places that include package deals. Deals that have entrance fees, hotels and meals all included in one bargain price. If you are traveling within the U.S. with a significant other you may want to check out books with other options.

Traveling within the U.S. with your significant other may make you check out books on bed and breakfasts. This way you can be romantic, relax and see some of the quiet country sides of the United States. These trips can be focused on your likes such as history, skiing, beaches or just romance. If you are traveling alone you might be looking for something totally different.

If you are traveling by yourself within the U.S. you might want to check out books that talk about interesting restaurants, beaches or places to meet other people. You may want to check out books that talk about traveling within the U.S. to secluded places where you can just disappear from the rest of the world for a few days.

No matter what you’re reasoning for traveling within the U.S. the internet is the first place you want to go to do research on your destination or to narrow down where your destination might be. You can also go to your local bookstore and if they don’t have what you are looking for they will be willing to order it in. If you are not sure at all where you want to go head to a local travel agent, they will be able to help you narrow down your choices. They will also lead you to some good books about traveling within the U.S. Good luck on your journey and have fun.